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Top 8 ways to get your bank account back on track

get your bank account back on track

 

Everybody loves Christmas, right? The parties, the food, the time with friends and family, what’s not to like? 

 

It’s true, the festive season is often the highlight of the year, but the gift-giving that comes with it can hit hard – especially for students and young professionals. It’s important to go into the new year with a plan for your finances. So, if your bank balance is suffering of Christmas blues, Mômji is on hand with eight tips on how to rectify the situation! 

 

 

#1 Give that pair of jeans you never wear a new home

 

 

Everyone has those items in their closet that never see daylight. Especially after Christmas, as new pieces of clothing come as gifts. Maybe you don't wear your old rags because your friends have seen you in that outfit one too many times, or maybe because that just isn’t your style anymore. Nonetheless, the likelihood is there’s someone out there who would still wear it! 

 

Selling some of your unused clothes is a great way of topping up your bank balance, whilst cleaning out your cupboards too. What platform you use to do so is up to you. Depop is a fast-growing application which is easy to get along with, although takes a few weeks to set up a successful shop. Otherwise, eBay is the mainstay home of re-sale which has stood the test of time. 

 

 

#2 Re-house your books

 

 

Whilst books sitting on your shelves can give a flat or house a more intellectual look, they can also be converted to cash. You rarely read a novel twice (certainly keep the ones you love enough to do that!), so why not de-clutter the ones you won't – your bank balance will certainly appreciate it!

Just like re-selling clothes, there’s plenty of sites and applications that will happily do business with you. Momox and Gibert are popular in France and quick to use. Simply enter your book’s bar code and you’re off!
 

 

 

#3 Find yourself a job in a bar

 

 

Whilst selling your unused bric-a-brac is an easy way to pull in a few extra pennies from home, it’s not going to gift you with the benefits of a proper salary. 

 

Bar jobs are hugely popular with the international community in Paris. The salary is respectable, usually past experience isn’t even necessary and there’s certainly plenty of bars across the capital to apply to! If you want to get on it quickly, you may well find that some are in desperate need of an extra pair of hands over the New Year period. 

 

Check out our list of bar jobs for English speakers in Paris.

 

 

#4 Mômji

 

 

Here at Mômji, our mission is to gift French children with the power of language. To do that, we work alongside English-speakers just like yourself! Join our mission, be matched with a family that suits your needs and you’re ready to get cracking. 

 

With salaries ranging from €11.50 - €13 per hour, it’s a sure-fire way to catch up on Christmas spending. You can work with more than one family at a time too, as well as benefitting from our free socials for employees. What’s not to love?

 

Apply through our online form

 

 

#5 Find some part-time work in a hotel

 

 

Alongside bar work, part-time jobs in hotels are often sought after by internationals in Paris. With English being the most widely spoken in the world and Paris welcoming millions upon millions of tourists into the capital each year, your language skills are a great asset. 

 

Check out our list of hotel jobs in Paris for English speakers.

 

 

#6 Manage your money on Monzo 

 

 

Sometimes the best way of making money is by saving it. There’s a host of applications which track your spending, sending you notifications as reminders, Monzo considered by many as the leader. 

 

Monzo has a host of functions which come when you sign up, including a Monzo card. Users can spend with their Monzo card across Europe, whose activity is loaded onto the application. From there, goals can be set and bills paid, as well as the benefit of receiving your money one day early on paydays!

 

 

#7 Keep track of your spending manually

 

 

This isn’t for everyone, but if you’re organised and mathematically inclined, why not keep track of your spending manually. A lot of top-savers have notebooks or even spreadsheets to keep an eye on where they spending. 

 

It may sound like a faff, but the idea is that in doing so it becomes easier to see where is best to cut back on spending. For instance, if you’re spending half of your monthly income on lunch out every week and you’re wanting to save, it might be a sign that it’s time to take a pack-up into work every couple of days. The benefits of that can be huge!

 

 

#8 Keep track of who owes you what

 

 

Socialising and spending time with your friends and family is what Christmas is all about. Enjoying a classy meal out in a posh Parisian restaurant, sipping a few cocktails and catching up on the heated terrace of a nicely decorated bar – it’s why the season is so loved!

 

And in doing so, you’ll often find yourself saying “don’t worry, I’ll get that” or “you can get the next one”. Whilst it’s always nice to treat a friend and not worry about money, doing that multiple times throughout December can add up. You don’t need to never get in a round of drinks or invite a friend out for dinner on you, but at times when you’re a little short of money over the Christmas period, be sure to remember when a buddy says they’d get your coffee the next time. 

 

 

 

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